str coverage scannertrailing revenue against mortgage plus insurance
coverage ratio
house
condo or apartment
assumptions
20% down, 7.25% 30-year fixed, 360 payments
Insurance 0.4% of value in AZ and 1.25% in OK
Trailing revenue estimates deflated 15%, our ledger audit measured them 5-22% hot
Values are Zillow zip-by-bedroom medians for 2026-06
Listings fetched 2026-08-07
Map shows entire homes with 50+ reviews only
Listings under 2x are hidden by default, the legend has the toggle
Threshold 2.5x
funnel
Ratio is deflated trailing revenue divided by annual mortgage plus insurance. It covers debt service and insurance only, not taxes, hoa, management, cleaning or capex. Max price for 2.5x is the most you could pay for this home before revenue drops under 2.5x coverage at these financing assumptions.